{"id":2188,"date":"2020-03-14T19:41:23","date_gmt":"2020-03-14T18:41:23","guid":{"rendered":"https:\/\/www.torres-nadal.com\/?p=2188"},"modified":"2022-01-27T13:23:51","modified_gmt":"2022-01-27T12:23:51","slug":"primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue","status":"publish","type":"post","link":"https:\/\/www.torres-nadal.com\/es\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/","title":{"rendered":"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L&#8217;IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE"},"content":{"rendered":"<p><strong>TORRES NADAL ADVOCATS I ASSESSORS ACONSEGUEIX LA PRIMERA SENT\u00c8NCIA SOBRE NUL\u00b7LITAT DE L&#8217;IRPH A LA DEMARCACI\u00d3 DE LLEIDA DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE DEL 3 DE MAR\u00c7 DE 2020.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">Lleida, 10 de mar\u00e7 de 2020.<\/p>\n<p style=\"text-align: left;\">El Jutjat de Primera Inst\u00e0ncia n\u00famero 6 de Lleida ha dictat la primera sent\u00e8ncia a la demarcaci\u00f3 de Lleida que declara nul per abusiu l&#8217;\u00edndex de refer\u00e8ncia IRPH, i ho fa en aplicaci\u00f3 de la doctrina comunit\u00e0ria fixada en la sent\u00e8ncia del 3 de mar\u00e7 de 2020 del Tribunal de Just\u00edcia de la Uni\u00f3 Europea.<br \/>\nLa resoluci\u00f3, acollint els arguments jur\u00eddics de la part demandant, representada per l&#8217;advocat del nostre despatx, Marc Torres, conclou que la cl\u00e0usula del pr\u00e9stec per la qual s&#8217;estableix l&#8217;index IRPH com a refer\u00e8ncia del tipus d&#8217;inter\u00e9s, no supera el control de transpar\u00e8ncia, ja que l&#8217;entitat banc\u00e0ria demandada no ha pogut acreditar que inform\u00e9s al consumidor sobre el m\u00e8tode de c\u00e0lcul i la composici\u00f3 de l&#8217;\u00edndex, aix\u00ed com tampoc sobre la seva evoluci\u00f3 passada en comparaci\u00f3 amb altres \u00edndex.<br \/>\nCom a conseq\u00fc\u00e8ncia de la nul\u00b7litat de la cl\u00e0usula, condemna al banc a deixar d&#8217;aplicar aquest \u00edndex i a substituir-lo per l&#8217;Euribor, i a retornar al client tots aquells interessos que hagu\u00e9s abonat en aplicaci\u00f3 de l&#8217;IRPH.<\/p>\n<p>&nbsp;<\/p>\n<p>A TORRES NADAL ADVOCATS I ASSESSORS som especialistes en la defensa dels drets del consumidor. Si vost\u00e8 t\u00e9 la seva hipoteca referenciada a l&#8217;IRPH, vol revisar la seva hipoteca, o ha estat v\u00edctima d&#8217;abusos bancaris, no dubti en posar-se en contacte amb nosaltres<\/p>\n<p>&nbsp;<\/p>\n<p>Premsa:<\/p>\n<p><a href=\"https:\/\/www.lamanyana.cat\/societat\/public\/article\/condemna-a-un-banc-a-tornar-15000-eur-a-lanular-lirph-duna-hipoteca\/\">https:\/\/www.lamanyana.cat\/societat\/public\/article\/condemna-a-un-banc-a-tornar-15000-eur-a-lanular-lirph-duna-hipoteca\/<\/a><\/p>\n<p><a href=\"https:\/\/www.segre.com\/noticies\/guia\/2020\/03\/11\/primera_resolucio_contra_irph_lleida_per_sentencia_la_ue_101233_1111.html\">https:\/\/www.segre.com\/noticies\/guia\/2020\/03\/11\/primera_resolucio_contra_irph_lleida_per_sentencia_la_ue_101233_1111.html<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-2189\" src=\"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg\" alt=\"\" width=\"216\" height=\"300\" srcset=\"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg 216w, https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-768x1067.jpg 768w, https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-737x1024.jpg 737w, https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020.jpg 1046w\" sizes=\"auto, (max-width: 216px) 100vw, 216px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>TORRES NADAL ADVOCATS I ASSESSORS ACONSEGUEIX LA PRIMERA SENT\u00c8NCIA SOBRE NUL\u00b7LITAT DE L&#8217;IRPH A LA DEMARCACI\u00d3 DE LLEIDA DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE DEL 3 DE MAR\u00c7 DE 2020. &nbsp; Lleida, 10 de mar\u00e7 de 2020. El Jutjat de Primera Inst\u00e0ncia n\u00famero 6 de Lleida ha dictat la primera sent\u00e8ncia a la demarcaci\u00f3 de&hellip;<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[22],"class_list":["post-2188","post","type-post","status-publish","format-standard","hentry","category-novetats","tag-irph-clausules-abusives-hipoteca-defensaconsumidors","category-1","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L&#039;IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE - Torres-Nadal - Abogados Asesores<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul\u00b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L&#039;IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE - Torres-Nadal - Abogados Asesores\" \/>\n<meta property=\"og:description\" content=\"TORRES NADAL ADVOCATS I ASSESSORS ACONSEGUEIX LA PRIMERA SENT\u00c8NCIA SOBRE NUL\u00b7LITAT DE L&#8217;IRPH A LA DEMARCACI\u00d3 DE LLEIDA DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE DEL 3 DE MAR\u00c7 DE 2020. &nbsp; Lleida, 10 de mar\u00e7 de 2020. El Jutjat de Primera Inst\u00e0ncia n\u00famero 6 de Lleida ha dictat la primera sent\u00e8ncia a la demarcaci\u00f3 de&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul\u00b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/\" \/>\n<meta property=\"og:site_name\" content=\"Torres-Nadal - Abogados Asesores\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-14T18:41:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-27T12:23:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1046\" \/>\n\t<meta property=\"og:image:height\" content=\"1453\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Torres-Nadal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Torres-Nadal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/\",\"url\":\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/\",\"name\":\"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L'IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE - Torres-Nadal - Abogados Asesores\",\"isPartOf\":{\"@id\":\"https:\/\/www.torres-nadal.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg\",\"datePublished\":\"2020-03-14T18:41:23+00:00\",\"dateModified\":\"2022-01-27T12:23:51+00:00\",\"author\":{\"@id\":\"https:\/\/www.torres-nadal.com\/#\/schema\/person\/8459d2504f5a792c47565b2f13e07181\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#primaryimage\",\"url\":\"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg\",\"contentUrl\":\"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\/\/www.torres-nadal.com\/es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L&#8217;IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.torres-nadal.com\/#website\",\"url\":\"https:\/\/www.torres-nadal.com\/\",\"name\":\"Torres-Nadal - Abogados Asesores\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.torres-nadal.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.torres-nadal.com\/#\/schema\/person\/8459d2504f5a792c47565b2f13e07181\",\"name\":\"Torres-Nadal\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.torres-nadal.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/be16b86c12c2c8a05270364ef303d403?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/be16b86c12c2c8a05270364ef303d403?s=96&d=mm&r=g\",\"caption\":\"Torres-Nadal\"},\"url\":\"https:\/\/www.torres-nadal.com\/es\/author\/anna\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L'IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE - Torres-Nadal - Abogados Asesores","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul\u00b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/","og_locale":"es_ES","og_type":"article","og_title":"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L'IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE - Torres-Nadal - Abogados Asesores","og_description":"TORRES NADAL ADVOCATS I ASSESSORS ACONSEGUEIX LA PRIMERA SENT\u00c8NCIA SOBRE NUL\u00b7LITAT DE L&#8217;IRPH A LA DEMARCACI\u00d3 DE LLEIDA DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE DEL 3 DE MAR\u00c7 DE 2020. &nbsp; Lleida, 10 de mar\u00e7 de 2020. El Jutjat de Primera Inst\u00e0ncia n\u00famero 6 de Lleida ha dictat la primera sent\u00e8ncia a la demarcaci\u00f3 de&hellip;","og_url":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul\u00b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/","og_site_name":"Torres-Nadal - Abogados Asesores","article_published_time":"2020-03-14T18:41:23+00:00","article_modified_time":"2022-01-27T12:23:51+00:00","og_image":[{"width":1046,"height":1453,"url":"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020.jpg","type":"image\/jpeg"}],"author":"Torres-Nadal","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Torres-Nadal","Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/","url":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/","name":"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L'IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE - Torres-Nadal - Abogados Asesores","isPartOf":{"@id":"https:\/\/www.torres-nadal.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#primaryimage"},"image":{"@id":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#primaryimage"},"thumbnailUrl":"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg","datePublished":"2020-03-14T18:41:23+00:00","dateModified":"2022-01-27T12:23:51+00:00","author":{"@id":"https:\/\/www.torres-nadal.com\/#\/schema\/person\/8459d2504f5a792c47565b2f13e07181"},"breadcrumb":{"@id":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#primaryimage","url":"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg","contentUrl":"https:\/\/www.torres-nadal.com\/wp-content\/uploads\/2020\/03\/SEGRE-IRPH-11.3.2020-216x300.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.torres-nadal.com\/primera-sentencia-que-declara-la-nul%c2%b7litat-de-lirph-a-lleida-despres-de-la-sentencia-del-tjue\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/www.torres-nadal.com\/es\/"},{"@type":"ListItem","position":2,"name":"PRIMERA SENT\u00c8NCIA QUE DECLARA LA NUL\u00b7LITAT DE L&#8217;IRPH A LLEIDA, DESPR\u00c9S DE LA SENT\u00c8NCIA DEL TJUE"}]},{"@type":"WebSite","@id":"https:\/\/www.torres-nadal.com\/#website","url":"https:\/\/www.torres-nadal.com\/","name":"Torres-Nadal - Abogados Asesores","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.torres-nadal.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/www.torres-nadal.com\/#\/schema\/person\/8459d2504f5a792c47565b2f13e07181","name":"Torres-Nadal","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.torres-nadal.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/be16b86c12c2c8a05270364ef303d403?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/be16b86c12c2c8a05270364ef303d403?s=96&d=mm&r=g","caption":"Torres-Nadal"},"url":"https:\/\/www.torres-nadal.com\/es\/author\/anna\/"}]}},"_links":{"self":[{"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/posts\/2188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/comments?post=2188"}],"version-history":[{"count":6,"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/posts\/2188\/revisions"}],"predecessor-version":[{"id":2196,"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/posts\/2188\/revisions\/2196"}],"wp:attachment":[{"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/media?parent=2188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/categories?post=2188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.torres-nadal.com\/es\/wp-json\/wp\/v2\/tags?post=2188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}